HOW DOES IT WORK?
QUICK AND EASY FINANCING
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your identity.
CHOOSE 3, 6, OR 12 MONTHLY PAYMENTS
Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as low as 10-30% APR based on your credit. Actual rates will be shown at checkout.
REAL PEOPLE, REAL SUPPORT
Affirm has a dedicated team, ready to answer your questions and help out however they can.
FREQUENTLY ASKED QUESTIONS
WHAT INFORMATION DOES AFFIRM REQUIRE?
Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.
HOW DO I PAY MY BILLS?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.
DOES AFFIRM PERFORM A CREDIT CHECK?
Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.
WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A DEBIT CARD?
Affirm tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.